KAL Financial Operations Solutions LLC
Effective Date: September 2026
Welcome to the website of KAL Financial Operations Solutions LLC (“KAL FOS,” “we,” “our,” or “us”).
These Terms of Use govern your use of the KAL FOS website. By accessing or using this website, you acknowledge these Terms of Use.
This website provides general information about KAL FOS and its bookkeeping, financial reporting, nonprofit financial reporting, notary, Remote Online Notarization, and related professional services.
WEBSITE INFORMATION
The information provided on this website is intended for general informational purposes and to describe the services offered by KAL Financial Operations Solutions LLC.
While KAL FOS makes reasonable efforts to provide accurate and useful information, website content may not reflect every circumstance, requirement, or change in applicable practices.
Information on this website may be updated, changed, or removed without notice.
NO PROFESSIONAL ADVICE
Information provided on this website does not constitute legal, tax, investment, accounting, financial planning, or other professional advice for any particular person or organization.
Website content should not be relied upon as a substitute for professional advice appropriate to a specific situation.
KAL FOS provides bookkeeping, financial reporting, reconciliation, organizational, and related financial operations support. The scope of services for a client is determined separately based on the services agreed upon.
KAL FOS is not presented on this website as a law firm, CPA firm, tax preparation firm, investment adviser, or financial planning firm.
NO CLIENT RELATIONSHIP FROM WEBSITE USE
Visiting this website, sending an email, submitting an inquiry, requesting information, or scheduling an initial consultation does not by itself create a client relationship with KAL Financial Operations Solutions LLC.
A professional services relationship is established only when KAL FOS and the client agree to the applicable services and any required engagement or service arrangements.
An email inquiry or consultation does not automatically create an engagement.
FINANCIAL SERVICES
Descriptions of bookkeeping, reconciliations, financial reporting, nonprofit financial reporting, cleanup, financial health reviews, and related services on this website are general descriptions.
The specific scope, responsibilities, deliverables, timing, and terms of services may vary depending on the needs of the client and will be established separately when applicable.
KAL FOS does not guarantee any particular financial, business, operational, funding, tax, or other outcome from the use of its services.
NOTARY SERVICES
Information regarding Florida notary services and Remote Online Notarization is provided for general informational purposes.
KAL FOS does not provide legal advice through its notary services.
A Florida notary cannot provide legal advice or select a notarial act or notarial certificate for a signer when doing so would constitute the unauthorized practice of law.
The availability of in-person, mobile, or Remote Online Notarization may depend on the document, circumstances, identification requirements, location, scheduling, technology, and applicable requirements.
Not every document or transaction is eligible for every form of notarization.
KAL FOS does not guarantee that a notarized document will be accepted by a particular recipient, institution, agency, court, government authority, or other third party.
REMOTE ONLINE NOTARIZATION
Remote Online Notarization may involve third-party technology used for functions such as electronic documents, communications, identity verification, credential analysis, recordkeeping, or other elements of the remote notarization process.
Use of a Remote Online Notarization service may therefore also be subject to the terms, requirements, and privacy practices of the technology provider involved.
WEBSITE COMMUNICATIONS
Electronic communications, including email and website-based communications, may not always be secure, uninterrupted, or error-free.
Users should avoid sending highly sensitive financial, identity, account, password, or confidential information through ordinary email or other unsecured communication methods unless an appropriate secure method has been established.
KAL FOS may provide secure communication or document-sharing methods when appropriate for client services.
INTELLECTUAL PROPERTY
Unless otherwise indicated, the content created for this website, including written content, KAL FOS branding, graphics, page design, and other original materials, is owned by or used with permission by KAL Financial Operations Solutions LLC.
Website content may be viewed and used for personal or legitimate business informational purposes.
Website content may not be reproduced, republished, distributed, modified, or used for commercial purposes without appropriate permission, except as permitted by applicable law.
THIRD-PARTY SERVICES AND LINKS
This website may contain links to or use services provided by third parties.
Third-party websites, platforms, and services operate independently and may have their own terms, privacy policies, availability, and security practices.
KAL Financial Operations Solutions LLC does not control and is not responsible for the content, availability, privacy practices, or terms of independent third-party websites or services.
WEBSITE AVAILABILITY
KAL FOS makes reasonable efforts to maintain a useful and accessible website but does not guarantee that the website will always be available, uninterrupted, error-free, or free from technical problems.
Website access or functionality may occasionally be affected by maintenance, technology providers, internet conditions, security measures, or other circumstances.
LIMITATION OF RELIANCE
Users are responsible for evaluating information obtained through this website in light of their own circumstances.
To the extent permitted by applicable law, KAL Financial Operations Solutions LLC is not responsible for losses resulting solely from reliance on general informational website content when no professional services relationship has been established regarding the matter.
PRIOR EMPLOYMENT AND THIRD-PARTY AFFILIATIONS
References to prior professional experience or employment are provided solely as background information.
Prior employment referenced for background purposes only, KAL Financial Operations Solutions LLC is an independent firm and is not affiliated with or endorsed by any prior employer.
References to third-party companies, products, platforms, or trademarks do not imply endorsement, sponsorship, partnership, or affiliation unless expressly stated.
PRIVACY
Use of this website is also subject to the KAL Financial Operations Solutions LLC
GOVERNING LAW
These Terms of Use are governed by applicable laws of the State of Florida, without limiting any rights or protections that cannot lawfully be waived or restricted.
CHANGES TO THESE TERMS
KAL Financial Operations Solutions LLC may update these Terms of Use periodically to reflect changes in website functionality, services, business operations, or applicable practices.
Updated Terms of Use will be posted on this page, and the Effective Date may be revised when appropriate.
CONTACT INFORMATION
Questions regarding these Terms of Use may be directed to:
KAL Financial Operations Solutions LLC
Kevin A. Libberton
Founder & Principal
Tampa, Florida
www.kalfinops.com